Tax Preparation With a Longer View
We prepare your return and use it to help plan upcoming decisions for your household and business.
Planning Before You File
Preparation reports what already happened. By the time anyone reads the return, the decisions that produced it are a year old and cannot be changed.
Planning happens before: which account you draw from, whether you convert this year or next, when you sell, when you claim. Most people we work with came for the return and stayed for the planning.
Household Tax Preparation and Planning
The Return Itself
Individual and joint returns, filed accurately and on time, from records that reconcile.
Conversion Windows
We review whether the years between retirement and required distributions offer opportunities for Roth conversions.
Withdrawal Order
Which account you draw from first changes your lifetime bill. The right order shifts as your income does, so it is decided more than once.
Medicare Income Thresholds
IRMAA raises your Medicare premium based on income from two years earlier. Cross it by a dollar and you pay the whole step.
Multi-Year Projection
Projections of future tax bills help us assess decisions before you make them.
Amendments and Cleanup
Help with errors on prior returns, unresolved notices and missing records, including reconstruction and amendments where needed.
For the Company and the Owner
Entity choice, owner pay and the timing of income show up on two returns, the company’s and yours. We plan both at once.
Business Returns
Schedule C, S corporation, partnership, C corporation and nonprofit returns, filed from books that reconcile.
Entity and Owner Pay
Whether the company should be an S corp, and the salary and distribution split that sets payroll tax, the 199A deduction and your retirement contributions.
Before Year End
Estimated payments, the timing of purchases and income, and the elections that only work if you make them before the year closes.
The Tax on a Sale
Selling assets or shares, how the price is allocated, and payments spread over years, each modeled before you agree to terms.
Rental Properties
Several properties coordinated on one return, with depreciation tracked properly and the tax on a sale worked out before you list.
Books That Reconcile
We will not file a business return from books that do not reconcile, so cleanup comes first. After that, we can keep them current every month.
Tax Season
We take a limited number of returns each season, and we take them early.
Books that do not reconcile get cleaned up before anything is filed, which takes time we would rather find in January than in April. If you are looking for the cheapest possible filing, we are not it, and we will tell you so on the first call.
Common Questions
What is the difference between tax preparation and tax planning?
Preparation reports what already happened. By the time the return is filed the decisions behind it are a year old and cannot be changed. Planning happens before: which account you draw from, whether you convert this year or next, when you sell, when you claim.
What returns do you prepare?
Individual and joint returns, Schedule C and sole proprietor returns, S corp, partnership and other entity returns, and nonprofit information returns. We also handle amendments and multi-year reconstruction where prior years were filed wrong.
Can I get help through the year, not just at filing time?
Tax + Planning pairs your household return with scheduled calls and email through the year. For a business and its owner, Tax Planning and Advisory is the year-round option.
Do you take new tax clients during the season?
We take a limited number of returns each season, and we take them early. Books that do not reconcile are cleaned up before anything is filed. That is work we would rather find in January than in April.
Start With Your Last Return
It is the single most useful document you can bring, and reading it properly usually turns up something worth a conversation. Bring the business return too, if you have one.